Quotes[ edit ] My specialty is being right when other people are wrong. The reasonable man adapts himself to the world ; the unreasonable one persists in trying to adapt the world to himself. Therefore all progress depends on the unreasonable man. The worst sin towards our fellow creatures is not to hate them, but to be indifferent to them:
Among your tasks is to create a support system, build a team of professional advisers and find aging-friendly housing.
Thinkstock By Susan B. With two knee replacements, the retired accountant is having trouble negotiating the stairs in her three-story townhouse in Gaithersburg, Md.
Wiesman says she and several friends who live in different cities have "seriously thought of communal living" -- a Golden Girls arrangement of mutual help. When her single and childless uncle broke his back several years ago, he turned to Wiesman and her sister for help.
They moved him into a nursing home near his house in North Carolina. After he recovered, they sold his house, brought him to an independent living facility in Maryland and hired caregivers.
Following a fall and a fractured hip, he moved into a group home, where he died a year later. Who will care for Wiesman? Perhaps, she says, she can turn to her three nieces.
Advertisement Aging seniors face all sorts of uncertainties. But older childless singles and couples are missing the fallback that many other seniors take for granted: As baby boomers age, the number of childless seniors, both couples and singles, is rising. She suggests that they consider "what life will be like when they can't live without assistance.
For those parents, and for childless seniors, it's essential to start weaving a safety net that could last for years. The support system could include a network of friends and relatives who can keep tabs on you, advocates to help negotiate the health care system, a team of legal and financial professionals, and senior-friendly housing.
Advertisement One of the first steps childless seniors should take is to draft legal documents that will protect them if they become incapacitated. On the financial front, you should create a durable power of attorney and choose an agent who will manage your financial, legal and tax affairs should you become unable to handle these tasks yourself.
Childless seniors often pick a niece or nephew to whom they are close -- or a trusted friend, cousin, sibling or clergy. If you do not have someone reliable who can take on the job, you could set up a revocable trust and assign a bank or trust company as trustee, says Martin Shenkman, an estate-planning lawyer in Paramus, N.
You would move your assets to the trust, and the company would eventually take on financial tasks you assign to it, including paying bills and caregivers, processing medical claims, and overseeing your home if you're hospitalized or in a nursing facility. You can even tailor the trust's provisions to ensure that your physical and mental health is monitored, Shenkman says.
The document, for instance, could advise the trust company to hire a geriatric care manager to conduct periodic evaluations in the future, and to send a copy of the assessment to the person you choose as your health care agent. A big plus for going the bank route: You could direct the trustee or agent to send monthly statements to your accountant.
If you create a revocable trust, you can appoint a co-trustee or, in many states, a "trust protector," who may be given the power to monitor, and perhaps override, a trustee's decisions. You will also need to draw up health care directives.
One is a living will, which will define your health care wishes under certain medical conditions. You'll also need to name a health care proxy, who will make decisions on your medical care if you become incapacitated. As you age, the proxy's role could intensify.
He or she must keep an eye on your mental and physical state, hire caregivers, and arrange for you to move to new housing if necessary.
Your proxy "should be someone you have ultimate faith in and connection with," says Elinor Ginzler, senior director of the Center for Supportive Services at the Jewish Council for the Aging of Greater Washington, in Rockville, Md. If you do not have someone who can pick up the role, you may be able to hire a professional.
Some elder law attorneys can become a health care proxy. And depending on the state where you live, you may be able to hire a professional fiduciary to oversee your affairs. Advertisement Wiesman's sister is her financial agent and health care proxy, but her sister at some point could become too old to continue in that capacity.
Wiesman is close enough to her three nieces to consider asking one of them to take over in the future -- perhaps moving to the city where the niece lives. Your network could include friends, volunteer organizations you work with, neighborhood groups and senior centers. Her aging organization sometimes gets calls from worried friends and neighbors seeking help for a failing senior.
Perhaps a group of neighbors or a church committee can rotate visits to your home after you've been hospitalized, for example. Or maybe the senior center where you play bridge may notice you're not doing well and arrange for an assessment. Kitty Shuler, 68, a retired teacher who is divorced, says she is beginning to build her support system.ONE.
It was a bright cold day in April, and the clocks were striking thirteen. Winston Smith, his chin nuzzled into his breast in an effort to escape the vile wind, slipped quickly through the glass doors of Victory Mansions, though not quickly enough to prevent a swirl of gritty dust from entering along with him.
grupobittia.com YES! YOU MAY COPY AND USE THE PHOTOS! AND VERBOSITY AWAITS YOU! The hodge-podge arrangement and criminally verbose nature of this Website is intentional. The New York Times will be checking assertions made throughout the presidential campaign. If you do not have someone reliable who can take on the job, you could set up a revocable trust and assign a bank or trust company as trustee, says Martin Shenkman, an estate-planning lawyer in.
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